Medical - Disability Cover Review

Occupation

Physical therapist disability cover: class 4, $65–$120/month, own-occupation yes. Underwriting notes and what to ask for.

Risk class Class 4Typical premium $65–$120Own-occupation Yes

Occupation

Surgeon disability cover: class 5 (lowest risk), $180–$320/month, own-occupation yes, standard. Underwriting notes and what to ask for.

Risk class Class 5 (lowest risk)Typical premium $180–$320Own-occupation Yes, standard

Occupation

Dentist disability cover: class 5, $160–$290/month, own-occupation yes, standard. Underwriting notes and what to ask for.

Risk class Class 5Typical premium $160–$290Own-occupation Yes, standard

Occupation

Registered nurse disability cover: class 4, $55–$100/month, own-occupation yes. Underwriting notes and what to ask for.

Risk class Class 4Typical premium $55–$100Own-occupation Yes

Articles