Guides & analysis

Articles

Long-form explainers and cost breakdowns, refreshed as rules change.

Benefit Scenario

$80,000 salary, group only: $80,000 income, $4,000/mo taxable, $2,300 monthly gap, $110–$165/month to close. Full calculation and buying notes.

Gross income $80,000Group cover $4,000/mo taxableMonthly gap $2,300

Benefit Scenario

$70,000 freelancer, no cover: $70,000 income, none, $3,500 monthly gap, $140–$220/month to close. Full calculation and buying notes.

Gross income $70,000Group cover NoneMonthly gap $3,500