Guides & analysis

Articles

Long-form explainers and cost breakdowns, refreshed as rules change.

Benefit Scenario

$60,000 salary, group only: $60,000 income, $3,000/mo taxable, $1,900 monthly gap, $85–$130/month to close. Full calculation and buying notes.

Gross income $60,000Group cover $3,000/mo taxableMonthly gap $1,900

Benefit Scenario

$45,000 salary, no cover: $45,000 income, none, $2,250 monthly gap, $55–$95/month to close. Full calculation and buying notes.

Gross income $45,000Group cover NoneMonthly gap $2,250