Guides & analysis

Articles

Long-form explainers and cost breakdowns, refreshed as rules change.

Benefit Scenario

$110,000 salary, group only: $110,000 income, $5,500/mo taxable, $3,100 monthly gap, $150–$230/month to close. Full calculation and buying notes.

Gross income $110,000Group cover $5,500/mo taxableMonthly gap $3,100

Benefit Scenario

$130,000 executive, group + BOE: $130,000 income, $6,500/mo taxable, $3,600 monthly gap, $180–$280/month to close. Full calculation and buying notes.

Gross income $130,000Group cover $6,500/mo taxableMonthly gap $3,600