Insurer
Principal Disability Insurance Review (A+ Rated)
Principal reviewed: A+, up to $15,000/month, own-occupation yes, 50 states. Definitions, limits and what to verify.
AM Best rating A+Max monthly benefit $15,000Own-occupation Yes
Long-form explainers and cost breakdowns, refreshed as rules change.
Principal reviewed: A+, up to $15,000/month, own-occupation yes, 50 states. Definitions, limits and what to verify.
MetLife reviewed: A+, up to $10,000/month, own-occupation select classes, 50 states. Definitions, limits and what to verify.
Unum reviewed: A, up to $10,000/month, own-occupation select classes, 48 states. Definitions, limits and what to verify.
The Standard reviewed: A+, up to $10,000/month, own-occupation yes, 50 states. Definitions, limits and what to verify.